August 13th, 2008 B. Slade
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Many Agents today are working longer hours to keep on the treadmill of life. They are delaying, or scrapping, long-range focus in the marketing and prospecting business system arenas. They often are neglecting their time investments for their health, families, and self-development areas of their life. They are spending a tremendous amount of time working on their business. They are truly an employee of their real estate business, rather than the owner, CEO, and visionary of their multi-million dollar sales company. If we are to continue to learn and grow, we need to be continual learners. We must become master-students of ourselves. We need to study our strengths and weaknesses. We must clarify our desires and passion for our life. Then create the plan to seize opportunities. The true key to success is through action and implementation. Think about where you are going and if you are fully equipped to get there. Do you have the tools ready to put into action? If you don’t have the tools of implementation, but you do have the desire for improvement and success, you are a candidate for a coach. Don’t sit back on your past success. Grab for the brass ring.
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March 25th, 2008 B. Slade
Most people think that all real estate agents are the same and list their property with the first agent that comes along. To find out which realtor you should entrust your property to, start by asking for recommendations and compile a list of names you’d like to contact. Get an agent who has had experiences selling a property similar to yours and who is active in your community. Your ideal agent should have an excellent selling record and not merely a listing record. Also inspect the average time a house gets sold from the moment of listing. Don’t assume that the shorter time on the market is better - this could mean that the agent sells the home quickly at lowball prices. You want an agent who sells close to your asking price and who is effective and quick at helping their clients determine the right price.
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March 20th, 2008 B. Slade
When looking for a real estate agent who will help you sell your house, make sure that he or she knows the community very well. That way, your realtor can give you an approximate price of what people are willing to pay for the property you want. He or she should also be able to inform you about the competition and how this will affect the sale. Also, remember that a realtor cannot raise the asking price; buyers can easily do research on the internet and find out if the price you’re asking is too high. Your realtor should inspect your pricing strategy and inform you if it is accurate. Finally, he or she should let you know if the location and condition of your property is unattractive to buyers and will cause problems during the sale.
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March 15th, 2008 B. Slade
If you don’t know anything about investing in real estate and interest rates, here’s a good tip to start with: the higher the interest rate, the more expensive it will be. A mortgage with high interest rates means that you need to pay more of the money you borrowed. Your affordability will increase if you choose an adjustable rate mortgage, but there is still a wide variety of price ranges you can choose from, depending on your lender. Should you decide to lock in on a particular interest rate, complete your loan application and send it to your lender as soon as possible. You need to do this so your commitment does not run out before your loan gets approved. Make follow-ups and be sure that the lender gets all the documents necessary. Finally, try not to miss out on any good deals. Higher interest rates are more difficult to pay off, but waiting for low interest rates is not a smart move to make, either.
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March 10th, 2008 B. Slade
Another thing you should consider before choosing what mortgage to get is how much cash you have up-front for your down payment. If you can afford to make a large down payment, this will lower your monthly payment. However, a higher monthly payment means that the term of the loan will be considerably shorter. Remember that you also have fees and other closing costs to pay besides your down payment. But don’t worry if you don’t have enough cash immediately; you can lower your monthly payment by getting an adjustable rate mortgage.
Besides choosing a loan type, you also need to consider which lender to get your loan from since each has their own terms and conditions. When choosing a lender, make sure that you are comfortable with that person. It will be easier to take his or her advice about your mortgage type once you have established trust.
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March 5th, 2008 B. Slade
You might be wondering what the best kind of mortgage there is but there is no one correct answer to that question. The type of mortgage you should get depends on many things - your needs and income among others. One of the things you should consider is the amount of time you intend to spend in your home. An adjustable rate loan is ideal if you plan on staying there for less than a decade; if you want to live there for 20 to 30 years, a fixed rate mortgage might be right. Fixed rate loans have higher interest rates though, so you need to consider your income before choosing this. Also, if you expect that your income will have a big increase in the future, a graduated payment mortgage might be the best mortgage type for you.
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February 26th, 2008 B. Slade
A wedding is a magical, enchanting and wonderful moment. Sadly, this can turn into a nightmare for the bride and groom when deciding on purchasing their first home. Sometimes due to the emotional hype associated with the wedding, plans on purchasing a new home often lack foundation and preparation.
This type of wedding hysteria more often than not leads to five common mistakes done when deciding to purchase their first home. These mistakes are:
1. Failing to check credit prior to mortgage application.
2. Get pre-approved for a loan before choosing your home.
3. Buy the home you can afford.
4. Do not use all your money for home down payment.
5. Look at all your options before choosing.
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February 24th, 2008 Brian Yalung
As far as moving in to new homes and new places, it will surely be hard at first. New conditions and neighborhoods are sure to be something that we all have to get used to. Not all places are the same. Actually we have a choice. Get used to it your new place of respite or consider finding another one.
But if that would be the case, there will be no telling when we would say that this is it. We will be forever looking for a perfect place, if there is any. For the meantime, give the place a chance!
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February 23rd, 2008 Brian Yalung
One thing that properties can have if you want it to have better value is to have it furnished. It does not have to be elegantly furnished. The simple things that people need to live in it is enough. You can think of it like something that makes it ideal for living right after finalizing the deal.
You may say that some people would want properties where they can immediately move in. Some people want lesser hassles and easier living. So not all people would want to go through the trouble of decorating their homes. Just like in showrooms, what they see is what makes them buy.
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February 18th, 2008 Brian Yalung
When it comes to buying appliances and furniture for your home, you have to properly define where they will be at. The problem here is understanding where they should be placed. Tables and chairs are universal meaning that they can be put into any place of your home. But there are certain things like beds and sofas that some would limit to their actual places such as the rooms and the living room.
Transforming rooms is an option. But it all depends on the first day you move in. Once you are there you will surely be boggled by where to place them.
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